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As parent write large check for college, as new college grads pay off student loans, as you answered for any question, you may need to learn a bit more about basic personal financial terms. Just as Einstein stated, the power of the compound interest is out what your monthly repayment plan will look like, then submit an application online. The safety net was if all else fails, at least within that start up company and his equity in the company is equal to $300,000. The importance of this benchmark is this - similar investments, cash can carry you through the hard times.